The following organisations provide free independent advice to those experiencing financial problems.

 Christians against poverty logo
Christians Against Poverty
0800 328 0006
Opening times:Different for each office.

Free and confidential debt counselling agency, which helps people who are struggling emotionally too. Help is available to all regardless of age, gender, disability, ethnicity, sexual orientation or religion. All clients are visited in their homes.

    Citizens advice logo
Citizens Advice
0800 622 6151
Opening times:Different for each office.
Click here to find your local office

Free debt and consumer advice service. Many offer specialist caseworkers to deal with any type of debt, including repossessions and negotiations with creditors.

 debt advice foundation logo
Debt Advice Foundation 
0800 043 40 50
Opening times:
Monday-Friday 8am to 8pm,Saturday 9am to 5pm

A national debt advice and education charity offering free, confidential support and advice to anyone worried about loans, credit and debt.

 the money advice service logo
Money Advice Service 
0800 138 7777
Opening times:
Monday-Friday 8am to 8pm,Saturday 9.00am to 1pm

The Money Advice Service helps people manage their money. They do this directly through free and impartial advice. They are an independent service, set up by government.

 national debtline logo
National Debtline 
0808 808 4000
Opening times:
Monday-Friday 9am to 9pm,Saturday 9.30am to 1pm

Free, confidential and impartial debt help service.  Online advice is also available via it my money steps tool.

 stepchange logo
0800 138 1111(on mobile phones too)
Opening times:
Monday-Friday 8am to 8pm,Saturday 8am to 4pm

A free and confidential debt help service available across the UK.  Online support is also available via its Debt Remedy tool and vulnerable people due to age, mental health or capacity are able to get extra help support via the free advocacy service.

 Turn2us logo
0800 802 2000
Opening times:
Monday-Friday 9am to 8pm

A national charity that helps people in financial hardship to gain access to welfare benefits, charitable grants and support services.